Social Security Updates for 2026
The Social Security Administration has announced the new taxable earnings limit and cost-of-living adjustment (COLA) for 2026.
Key Changes
- The taxable earnings limit will be $184,500 per year, up from $176,100 in 2025.
- The COLA for Social Security and Supplemental Security Income benefits will be 2.8%.
- The 6.2% OASDI tax applies to earnings up to the wage base limit.
- The Medicare hospital insurance tax of 1.45% remains unchanged, with no wage limit.
At the wage base limit, both employees and employers will pay $11,439 in tax, an increase of $521 from 2025.
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Author's summary: Social Security updates announced for 2026.
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