Social Security in 2026: Experts Weigh in on How the Trump Administration’s Plans Could Reshape Retirement
Few government programs have had the impact of Social Security. Each year, its payments help lift 22 million Americans — mostly seniors — out of poverty, according to the Center on Budget and Policy Priorities.
“Social Security is a bedrock of this nation,”
says Frank Garcia, a registered Social Security analyst and president of InsuranceKO, an independent benefits specialty agency based in Yorba Linda, California. However, he adds that the program is facing a “silver tsunami” as large numbers of Americans reach retirement age and begin receiving benefits.
All those beneficiaries are putting pressure on the program, which is expected to see its retirement trust fund run dry in 2033, under current estimates.
Author summary: Experts discuss Social Security's future.
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