November marks the final stretch of the fiscal year and the arrival of the penultimate Social Security payment of 2025 for millions of beneficiaries.
Although most of the month's scheduled payments are distributed throughout the weeks, based on birth dates, the November 3 deposit is reserved for a specific group of retirees.
The exact amount each retiree receives varies substantially, as the Social Security Administration (SSA) calculates benefits on an individual basis, based on each person's lifetime earnings history, specifically the 35 years in which they earned the most.
The Social Security Administration (SSA) calculates benefits on an individual basis.
Author's summary: Social Security payment details for November 2025.