RBI Governor Outlines 5 Priorities for India's Fintech Future
RBI Governor Sanjay Malhotra outlined India’s FinTech vision for 2025, driven by inclusion, trust, AI innovation, and the digital rupee.
Reserve Bank of India (RBI) Governor Sanjay Malhotra addressed the Global Fintech Fest 2025 in Mumbai, outlining the central bank’s vision for inclusive and sustainable growth through Digital Public Infrastructure (DPI) and FinTech innovation.
In his keynote speech, Malhotra highlighted how India’s digital transformation rests on three layers: identity, payments, and data, which together underpin the country’s financial inclusion efforts.
He noted that the Aadhaar ecosystem, Unified Payments Interface (UPI), and platforms like DigiLocker and GSTN have created a strong digital foundation enabling access and innovation at scale.
Additionally, he emphasized the symbiotic role of India’s 10,000-plus FinTech firms, supported by over $40 billion in investments in the last decade, in expanding financial services to underserved populations.
Author summary: RBI Governor outlines priorities for India's fintech future.
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