Retirement Readiness in America
According to Vanguard's study, only 42% of Americans can maintain their lifestyle after retirement.
The study highlights the key factors affecting retirement readiness, showing progress and persistent gaps in the nation's retirement readiness.
- 42% of U.S. workers are on pace to sustain their lifestyle in retirement.
- Workers with defined contribution plans are nearly twice as likely to reach their retirement goals.
Defined contribution plans play a critical role in building a stronger retirement system.
The report estimates that if every worker had access to a defined contribution plan, six in 10 Americans would achieve retirement security.
Author's summary: Less than half of Americans are ready for retirement.
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